{
  "method": "annual-retained-bridge-v1",
  "sourceModel": "delayed-ramp",
  "sourceInputSha256": "c72a2f49a678f41d2abc3a96000b2e874fe2f8f15f74c663060a9c80cb5fe26e",
  "cfadsFactor": 0.8,
  "requiredOpeningProtection": 48.8,
  "suppliedOpeningProtection": 36,
  "annualPaymentSatisfied": false,
  "totalUnpaidService": 12.8,
  "totalProtectionDraw": 36,
  "closingBalance": 300,
  "restorationPeriod": 10,
  "minDscr": 0.26666666666666666,
  "schedule": [
    {
      "period": 1,
      "label": "Operating year 1",
      "openingBalance": 36,
      "cfads": 9.6,
      "service": 36,
      "deficit": 26.4,
      "draw": 26.4,
      "retainedSurplus": 0,
      "paidService": 36,
      "unpaidService": 0,
      "closingBalance": 9.6,
      "dscr": 0.26666666666666666
    },
    {
      "period": 2,
      "label": "Operating year 2",
      "openingBalance": 9.6,
      "cfads": 19.2,
      "service": 36,
      "deficit": 16.8,
      "draw": 9.6,
      "retainedSurplus": 0,
      "paidService": 28.8,
      "unpaidService": 7.2,
      "closingBalance": 0,
      "dscr": 0.5333333333333333
    },
    {
      "period": 3,
      "label": "Operating year 3",
      "openingBalance": 0,
      "cfads": 30.4,
      "service": 36,
      "deficit": 5.6,
      "draw": 0,
      "retainedSurplus": 0,
      "paidService": 30.4,
      "unpaidService": 5.6,
      "closingBalance": 0,
      "dscr": 0.8444444444444444
    },
    {
      "period": 4,
      "label": "Operating year 4",
      "openingBalance": 0,
      "cfads": 41.6,
      "service": 36,
      "deficit": 0,
      "draw": 0,
      "retainedSurplus": 5.6,
      "paidService": 36,
      "unpaidService": 0,
      "closingBalance": 5.6,
      "dscr": 1.1555555555555554
    },
    {
      "period": 5,
      "label": "Operating year 5",
      "openingBalance": 5.6,
      "cfads": 41.6,
      "service": 36,
      "deficit": 0,
      "draw": 0,
      "retainedSurplus": 5.6,
      "paidService": 36,
      "unpaidService": 0,
      "closingBalance": 11.2,
      "dscr": 1.1555555555555554
    },
    {
      "period": 6,
      "label": "Operating year 6",
      "openingBalance": 11.2,
      "cfads": 41.6,
      "service": 36,
      "deficit": 0,
      "draw": 0,
      "retainedSurplus": 5.6,
      "paidService": 36,
      "unpaidService": 0,
      "closingBalance": 16.8,
      "dscr": 1.1555555555555554
    },
    {
      "period": 7,
      "label": "Operating year 7",
      "openingBalance": 16.8,
      "cfads": 41.6,
      "service": 36,
      "deficit": 0,
      "draw": 0,
      "retainedSurplus": 5.6,
      "paidService": 36,
      "unpaidService": 0,
      "closingBalance": 22.4,
      "dscr": 1.1555555555555554
    },
    {
      "period": 8,
      "label": "Operating year 8",
      "openingBalance": 22.4,
      "cfads": 41.6,
      "service": 36,
      "deficit": 0,
      "draw": 0,
      "retainedSurplus": 5.6,
      "paidService": 36,
      "unpaidService": 0,
      "closingBalance": 28,
      "dscr": 1.1555555555555554
    },
    {
      "period": 9,
      "label": "Operating year 9",
      "openingBalance": 28,
      "cfads": 41.6,
      "service": 36,
      "deficit": 0,
      "draw": 0,
      "retainedSurplus": 5.6,
      "paidService": 36,
      "unpaidService": 0,
      "closingBalance": 33.6,
      "dscr": 1.1555555555555554
    },
    {
      "period": 10,
      "label": "Operating year 10",
      "openingBalance": 33.6,
      "cfads": 41.6,
      "service": 36,
      "deficit": 0,
      "draw": 0,
      "retainedSurplus": 5.6,
      "paidService": 36,
      "unpaidService": 0,
      "closingBalance": 39.2,
      "dscr": 1.1555555555555554
    },
    {
      "period": 11,
      "label": "Operating year 11",
      "openingBalance": 39.2,
      "cfads": 41.6,
      "service": 36,
      "deficit": 0,
      "draw": 0,
      "retainedSurplus": 5.6,
      "paidService": 36,
      "unpaidService": 0,
      "closingBalance": 44.8,
      "dscr": 1.1555555555555554
    },
    {
      "period": 12,
      "label": "Operating year 12",
      "openingBalance": 44.8,
      "cfads": 41.6,
      "service": 36,
      "deficit": 0,
      "draw": 0,
      "retainedSurplus": 5.6,
      "paidService": 36,
      "unpaidService": 0,
      "closingBalance": 50.4,
      "dscr": 1.1555555555555554
    },
    {
      "period": 13,
      "label": "Operating year 13",
      "openingBalance": 50.4,
      "cfads": 41.6,
      "service": 0,
      "deficit": 0,
      "draw": 0,
      "retainedSurplus": 41.6,
      "paidService": 0,
      "unpaidService": 0,
      "closingBalance": 92,
      "dscr": null
    },
    {
      "period": 14,
      "label": "Operating year 14",
      "openingBalance": 92,
      "cfads": 41.6,
      "service": 0,
      "deficit": 0,
      "draw": 0,
      "retainedSurplus": 41.6,
      "paidService": 0,
      "unpaidService": 0,
      "closingBalance": 133.6,
      "dscr": null
    },
    {
      "period": 15,
      "label": "Operating year 15",
      "openingBalance": 133.6,
      "cfads": 41.6,
      "service": 0,
      "deficit": 0,
      "draw": 0,
      "retainedSurplus": 41.6,
      "paidService": 0,
      "unpaidService": 0,
      "closingBalance": 175.2,
      "dscr": null
    },
    {
      "period": 16,
      "label": "Operating year 16",
      "openingBalance": 175.2,
      "cfads": 41.6,
      "service": 0,
      "deficit": 0,
      "draw": 0,
      "retainedSurplus": 41.6,
      "paidService": 0,
      "unpaidService": 0,
      "closingBalance": 216.8,
      "dscr": null
    },
    {
      "period": 17,
      "label": "Operating year 17",
      "openingBalance": 216.8,
      "cfads": 41.6,
      "service": 0,
      "deficit": 0,
      "draw": 0,
      "retainedSurplus": 41.6,
      "paidService": 0,
      "unpaidService": 0,
      "closingBalance": 258.4,
      "dscr": null
    },
    {
      "period": 18,
      "label": "Operating year 18",
      "openingBalance": 258.4,
      "cfads": 41.6,
      "service": 0,
      "deficit": 0,
      "draw": 0,
      "retainedSurplus": 41.6,
      "paidService": 0,
      "unpaidService": 0,
      "closingBalance": 300,
      "dscr": null
    }
  ],
  "limitations": [
    "Annual boundary convention only: all stated CFADS is available before that annual service payment.",
    "All surplus is retained; no fees, interest, distributions, other claims, access restrictions or calendar dates are supplied.",
    "Opening protection does not increase CFADS-based coverage and produces no project NPV, IRR, payback or downside valuation."
  ]
}